Medicare Part D


Medicare is a two-part federal health insurance program: hospital insurance benefits, Part A, and medical insurance benefits , Part B. Medicare also offers prescription drug coverage, Part D. Visit Medicare’s official website.

Medicare Part A
Medicare Part A helps cover hospital care and related services.

  • Inpatient care in hospitals
      Critical access hospitals
  • Inpatient rehabilitation facilities
  • Long-term care hospitals
  • Inpatient care in a skilled nursing facility (not custodial or long term care)
  • Hospice care services
  • Home health care services
  • Inpatient care in a Religious Nonmedical Health Care Institution

There is a yearly deductible for Part A covered services. Participants are eligible to receive Part A coverage premium-free if they‘ve paid Medicare taxes while working. Otherwise, they may be eligible to purchase Part A coverage for a monthly premium.

Medicare Part B
Medicare Part B helps cover medically-necessary services like doctors' services, outpatient care, home health services, and other medical services. Part B also covers some preventative services.

Participants receive Part B coverage for a monthly premium. The monthly premium may be higher if a beneficiary doesn't sign up for Part B when they first become eligible. There is a yearly deductible for Part B covered services.

Medicare Part D
Medicare Part D helps cover Medicare-approved prescription benefits.

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